SR22 Insurance policy is certainly not really an insurance coverage policy; rather, it is actually a form that demonstrates a personal holds the called for minimum car insurance coverage as mandated through the state. When a person is called for to secure SR22 Insurance coverage, their insurance service provider files the SR22 form with the state's Team of Electric motor Vehicles (DMV) on their behalf. In addition to the increased insurance agent insurance costs, individuals with SR22 insurance policy might also encounter minimal alternatives when it comes to deciding on insurance companies.